Welcome to the Changing Gears article index! Below you’ll find a running list of new posts. Please browse or use the search bar, and we’ll help you find what you’re looking for!
Selling the house and hitting the road? Saying goodbye to your friend is hard enough … will you also have to bid adieu to your charming local bank? If you’re a full-time, part-time, or seasonal RV traveler, this post is for you. Let’s walk through options for mobile banking and
As George Carlin said, “Have you ever noticed that anybody driving slower than you is an idiot, and anyone going faster than you is a maniac?” Let’s talk about RV speed. A popular forum question amongst RV owners is, “How fast can I drive my RV or tow my camper?”
When you buy an RV from a dealer, the dealership handles all the paperwork (thank God). You just sign and date, sign and date. In fact, dealerships are legally mandated to handle But if you buy an RV from a private seller, the game is different. In particular, what if
Curious how high of a credit score you need to get RV financing? Let’s look into the minimum credit score you need for an RV loan. We’ll break down minimum credit scores by lender, and show you some options if you have poor credit. We’ll also show you some tips
Should you cancel your RV insurance during the off-season while the RV is in storage? Couldn’t this save you big money on premiums? Good thinking! – but there’s a better way. Let’s talk about seasonal RV insurance, also known as storage-only RV coverage. Essentially, you can choose to drop full
Are you interested in purchasing a used RV? If you’re purchasing from a dealership rather than a private party, can you finance an older RV? Typically, lenders will not finance RVs more than 10-12 years old. However, if you’re interested in something a little older, you still have options. A
If you’re a new RV owner, it’s important to understand what your RV insurance policy covers. Your policy likely includes liability coverage, as well as coverage for the structure of your RV, its contents, and any medical expenses incurred in an accident. However, there are some exclusions to be aware
For federal tax purposes, yes, an RV can be claimed as a second home. In fact, you can even claim an RV as your primary residence! Motorhomes, 5th wheels, vans, truck campers, travel trailers – even pop-up campers – are all eligible. But like any tax topic, fine print abounds.